This is an OpenID server


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</script><br/><!-- v 4_7 --></body></html><!-- bb --><!-- /bb --><div style='float:left;'></div><div style='float:left;'></div><span style="font-size:12pt;">The envelope system works because you only spend what you have.<span> </span>You cannot reach into the bottom of the envelope and find more money, nor can you borrow from other envelopes because chances are that they are running low as well.<span> </span>For people who cannot stick to their own written budget, it is a lot easier to follow through with the envelope budget.<span> </span>You will quickly forget about your savings accounts and how much you are actually saving by keeping money in itemized envelopes.<span> </span>When you have only $50 allocated to spend on eating dinner out, you will make it will make your decision, and quite possibly the overall enjoyment of that dinner, much more valuable to you. The key is to stick to the system and only use each envelope for its intended use.<span> </span></span>